Terms & Conditions
Effective Date: February 18, 2026
1. Use of This Website
By accessing this website, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use this website.
This website and its content are owned and operated by Denise Vandy.
These Terms apply to all users of the website and all products and services offered, including but not limited to digital products, memberships, programs, and services.
2. Intellectual Property
All content on this website — including audio recordings, written materials, podcast episodes, graphics, branding, program materials, and digital products — is the intellectual property of Denise Vandy and is protected by applicable copyright and intellectual property laws.
You may not copy, reproduce, distribute, modify, republish, upload, transmit, sell, license, or create derivative works from any content without prior written permission.
Access to paid content is granted for personal, non-commercial use only.
Sharing login credentials or distributing paid materials is strictly prohibited.
3. Products, Services & Access
Products and services may include, but are not limited to:
Digital memberships
Courses and programs
Audio content and recordings
Coaching or consulting services
All purchases grant a limited, non-transferable, non-exclusive license for personal use only. No ownership rights are transferred.
We reserve the right to modify, update, or discontinue any product, service, or content at any time without notice.
We do not guarantee ongoing availability of any specific content, feature, or program.
4. Payment, Billing & Subscriptions
All payments are processed through ThriveCart and/or other third-party payment processors.
By purchasing, you agree to the pricing, payment plan, and billing terms presented at checkout.
If your purchase includes auto-renewal:
Billing will recur on the stated billing cycle unless canceled prior to renewal
You are responsible for managing your subscription
Cancellation:
You may cancel at any time
Cancellation takes effect at the end of your current billing cycle
No partial refunds will be issued for unused time
Failure to complete payment may result in suspension or termination of access.
5. Refund Policy
Refunds are processed through ThriveCart and are subject to the terms presented at checkout at the time of purchase.
If a product includes a 30-day refund period:
Requests must be submitted within 30 days of the original purchase date
Requests must follow the instructions provided at checkout or in your confirmation email
After the applicable refund period has passed, all sales are final.
6. Chargebacks & Payment Disputes
You agree not to initiate chargebacks or payment disputes without first contacting support to resolve the issue.
In the event of a chargeback or dispute:
Access to all products and services may be immediately revoked
You may be permanently restricted from future purchases
We reserve the right to pursue recovery of funds, fees, and associated costs
7. No Guarantees
All content and services are provided without guarantees of any kind.
Results are not guaranteed. Individual outcomes vary based on personal effort, participation, and circumstances.
8. Health & Wellness Disclaimer
The content provided through this website and all products and services is for educational and informational purposes only.
It is not intended as, and should not be considered:
Medical advice
Mental health or psychological treatment
Legal advice
Financial advice
You are solely responsible for your health, decisions, and actions. Always consult a qualified professional where appropriate.
9. Limitation of Liability
To the fullest extent permitted by law, Denise Vandy shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
Use of this website
Participation in any product or service
Access to or inability to access materials
All use is at your own risk.
10. Indemnification
You agree to indemnify, defend, and hold harmless Denise Vandy from any claims, damages, liabilities, costs, or expenses arising from:
Your use of the website
Your participation in products or services
Your violation of these Terms
11. Prohibited Uses
You agree not to:
Share, copy, or distribute paid content
Use content for commercial purposes without permission
Scrape, reproduce, or exploit materials
Use this website for unlawful or harmful purposes
12. Eligibility
All users must be at least 18 years of age.
13. Access & Termination
We reserve the right to refuse, suspend, or terminate access at any time, without notice, if:
Payment is not received
Terms are violated
Content is misused
No refunds will be issued in such cases.
14. Governing Law & Venue
These Terms shall be governed by the laws of the State of Florida, United States.
Any disputes shall be resolved exclusively in the state or federal courts located in Florida.
15. Privacy Policy
Your use of this website is also governed by the Privacy Policy.
By using this website, you agree to how your data is collected, used, and protected as outlined in that policy.
16. Acceptance of Terms
By:
Checking a box at checkout
Clicking “purchase”
Accessing or using this website
You agree to these Terms & Conditions.
We may update these Terms at any time. Continued use constitutes acceptance of any changes.